Not being able to afford treatment is a common circumstance that some people are faced with. If you don’t have money to pay for substance abuse treatment, this does not mean that you are out of options. There are many alternatives that can get you or a loved one the quality care that is needed at a price you can afford.
As you consider drug abuse rehab, keep these following tips in mind.
Look at Your Health Insurance Policy
No matter which type of insurance policy you have – Blue Cross Blue Shield, Humana, Cigna, Aetna – most policies offer some type of healthcare coverage for substance abuse treatment. How much is covered and for how long varies among insurance carriers and your individual policy.
In some cases, your insurance may pay for most everything, which means all you are responsible for are the copays and deductibles. Even if only some treatment is covered, insurance reduces medical expenses and makes treatment more attainable.
Talk to Your Doctor
Ask your doctor if he or she is aware of any non profit organizations that provide assistance for drug abuse treatment. Your doctor may know of treatment facilities in your area that have low-cost or free programs for those in need.
Call Treatment Centers Directly
If you’ve narrowed down your search of drug addiction treatment centers, you can call them directly and ask about any programs they may have available. Rehab centers are used to working with families that don’t have the funds to pay for treatment, and they can be creative in their solutions.
For example, The River Source has affordable rates to begin with, and we include most therapies so that patients don’t have to pay extra. We have financing available and charge less for subsequent months. In addition, our treatment center offers a guarantee for those who complete our 90-day rehab program. If, for any reason, the patient relapses in the first 12 months of recovery, they can return to our center for free.
Consider Outpatient Treatment
Outpatient treatment is more affordable than inpatient treatment, so you may want to consider this if all other routes fail. Plus, you can continue your responsibilities at home, which means you may be able to work while receiving treatment. Outpatient treatment is not for everyone, so we don’t recommend choosing it simply because of cost. That said, if you truly cannot afford more intensive treatment, some treatment is better than no treatment.
Call The River Source to learn more about our pricing and if we work with your insurance plan.